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Can law enforcement tell if you are uninsured?

If you are weighing your options and considering whether or not car insurance is a necessity, you are certainly not alone. However, driving uninsured in Washington is risky and can result in consequences that can be far more expensive than maintaining an adequate policy.

The Huffington Post recently reported that car insurance is a legal requirement in 49 of the 50 states, as well as in the District of Columbia. Out of those, 33 states use a sophisticated database to document and track uninsured drivers. Even though a majority of states still require law enforcement to contact your insurance number to authenticate your coverage, technological developments are getting closer to allowing faster access to such information.

Additionally, law enforcement use high functioning automatic license plate recognition cameras that are capable of producing results even when vehicles are moving. These ALPR cameras enable authorities to quickly identify whether or not you are insured with a brief scan of your license plate. However, it is important to note that you cannot be pulled over solely for being uninsured as it is a secondary violation.

Because driving uninsured is a legal violation, you can be pegged with fines between $500 and $5,000 depending on where you live and other details. Additionally, if you are one of the nation’s nearly 30 million uninsured drivers and are involved in an accident, you will be required to pay all of the costs associated with damages and injuries.

The information in this article has been written for educational purposes and should not be taken as legal advice.

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